Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If your expenses significantly impact your qualifying income, our Stated Income mortgage option might be the best fit for you. We accept dividend and investment income, as long as it comes with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you are interested, feel free to give us a call!

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