First Time Home Buyers

If you're thinking about buying your first property, we can make the process seamless for you. Our team of experts will handle all the financial details to ensure you quickly find the perfect property. Our education-focused approach will guide you through each step, and our user-friendly online application will kick-start the process accurately. You'll benefit from tools and guidance that streamline document submission and detailed assessments to help with budget planning and associated costs, including closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work and determine your down payment amount, affordability, and monthly payments. We'll design a custom-tailored mortgage product, provide pre-approval, and lock in the best rate. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders. Plus, we have access to innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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Before beginning the search for your dream home, it is crucial to first get pre-approved for a mortgage and secure a favorable interest rate. Pre-approval not only saves time but also helps determine the budget for your potential purchase. Once you are pre-approved, I will assist you in determining the amount of money you can borrow from a lender, tailor a mortgage product that suits your needs, and lock in the best rate available to provide rate assurance. This process allows you to shop for properties confidently, with the added benefit of expediting the approval process.

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First time buyer or refinancing? Call for a free quote!

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