We specialize in assisting newcomers to Canada with understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help you build equity by purchasing a home instead of renting, taking advantage of employment and credit sources. We can help you find the best mortgage rates and options, even for loan amounts over $1 million, as long as you have saved at least a 20% down payment. We also offer flexibility on down payment amounts, allowing for as little as 5% down. Our team will explain any homebuyer incentive programs and down payment assistance options that may be available to you. We have access to all of Canada's top lenders, ensuring that we can design a mortgage product tailored to your needs and lock in the best rate, even if you do not qualify at your bank due to limited credit or employment history. Additionally, we provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.