Discover how much you can budget for your home purchase by obtaining a mortgage pre-approval through our assistance that aids in determining your financial strategy, mortgage amount, down payment, and affordability. We guide you on the necessary documents needed for conditional approval, ensuring a streamlined approval process. This initial step not only establishes the amount you can borrow from a lender based on your current financial status but also highlights any potential qualification hurdles and expedites the approval timeline. The pre-approval validity period ranges from 60 to 120 days, depending on creditor and credit score, with the option to lock in the interest rate to shield against potential rate increases. By utilizing cutting-edge tools in Canada, we minimize errors, increase productivity, and save you time, providing quick pre-qualification feedback on your eligibility for a mortgage loan.