Self-employed individuals can benefit from low rates and excellent mortgage options. They can also enjoy fast mortgage approval, even if they have been declined before. Mortgage options for self-employed individuals take into account their reduced taxable income due to claimed expenses. Those with expenses that impact qualifying income can take advantage of the Stated Income mortgage option. Dividend and investment income are also accepted, provided they can be proven and are stable. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business