Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our self-employed mortgage plans account for reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is impacted by business costs. We accept dividend and investment income when stability and proof are provided. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and business licenses or Articles of Incorporation. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options for Business For Self borrowers are available—give me a call!

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