Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income resulting from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage option is particularly useful. We also accept dividend and investment income, with stability and proof requirements. To apply, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. As an added benefit, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are open to reasonable income estimates. We also have tailored options specifically designed for Business For Self (BFS) borrowers. If you're interested, give us a call!

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